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Home insurance and locks

We are often being called to homes to make sure that the locks installed comply with the requirements of the customer's house insurance so here's what you need to know.


When purchasing a new lock, you will often come across the term insurance-approved or something similar. This means the the lock is designed to fulfil the requirements needed by 'most' home home insurance providers. A good example would be BS3621 British Standard Kitemark. However, the important word here is 'most' because not all insurance policies are the same nor do they all follow the same criteria. As such, it is important to check with your provider exactly what your policy requires. When you know what is required, your local locksmith will be able to supply you with the correct products.


Another problem when trying to fulfil the requirements of your house insurance is when you have an old front door - not built to modern standards and therefore cannot accommodate the required locks for your insurance policy. Don't worry - just get in touch with your insurers. Many insurers will amends their policy for circumstances such as this. Again, your local locksmith will be happy to work with you on this.


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1 Comment


bobosb3
Jun 26, 2023

Joseph came to our assistance when out front door locking mechanism failed. In no time at all he dismantled the multi-lock system on the door and fixed. He was polite and friendly and I made sure he gave me one his cards as if have more trouble he will be the first person I contact. Once again - VERY MANY THANKS JOSEPH !!!! (Bob Osborne)

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